Security

Atoske Security Center

Keeping your financial and personal information secure and confidential is our utmost priority.

HOW DO WE PROTECT YOUR PERSONAL INFORMATION?

We understand how important security and privacy are to you. Here are just a few of the steps we take to protect your personal information:

  • Computer virus protection helps to detect and prevent computer viruses from entering our computer network systems.
  • Firewalls help to block unauthorized access by individuals or networks.
  • Secure data transmissions help to ensure that information remains confidential. We use 128-bit Secure Socket Layer (SSL) encryption to transmit information to you and your bank.

WHAT CAN YOU DO TO PROTECT YOUR PERSONAL INFORMATION?

You play a very important role in protecting your information. Here are some tips to help keep your personal information protected.

  • Regular email is not secure. Don't use email to send confidential account information.
  • We recommend that you use a recent version of either Microsoft Internet Explorer or Netscape Navigator/Communicator to access our web site. These browsers support the latest encryption and will help to ensure that your connection to us is secure.
  • Choose passwords that are difficult for others to guess. Don't use personal information such as your birth date, address or pet's name as a password. Keep your passwords for each account unique, and don't write your passwords down in a place where others could find them.
  • Use antivirus and firewall software to protect your computer. Keep your operating system up to date and install the latest security patches. See the links below for more information on protecting your PC.
  • Remember that we will never ask for personal information such as passwords and account numbers through email.
  • Stay Alert! If you notice anything suspicious, please contact us immediately.
  • Check your credit report at least once a year to make sure there is no unauthorized activity. See below for information on obtaining a free credit report.

WANT TO LEARN MORE?

Here are some links to learn more about protecting your personal information and preventing identity theft:

FTC Tips on Information Security
http://www.ftc.gov/bcp/menus/consumer/tech/privacy.shtm

FTC Identity Theft Information
http://www.ftc.gov/bcp/edu/microsites/idtheft/

Microsoft Security Home Page (for Windows users)
http://www.microsoft.com/security/

Information on Obtaining Free Credit Reports
http://www.annualcreditreport.com

Did we answer your question? If not, call our Customer Support: (866) 420-7157

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phone 866-420-7157

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Atoske, LLC is a tribal lender of the Chippewa Cree Tribe operating within the boundaries of the Rocky Boy’s Indian Reservation, Montana, a sovereign nation located within the United States of America. Loans from Atoske are governed by the laws of the Chippewa Cree Tribe, not the law of your resident state. The laws of your resident state may have interest rate limits and other consumer protection provisions that are more favorable. If you wish to have your resident state law apply, you should consider taking a loan from a licensed lender in your state.

This is an expensive form of credit. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Before borrowing, please consider whether you will be able to repay any amount you borrow along with the interest charges disclosed to you in your loan agreement. Customers with continued credit difficulties should seek credit counseling.

Refinancing may be available and is not automatic. Refinancing your loan will extend the term of the loan and result in additional interest charges. Late fees and non-sufficient funds/returned item fees may apply as described in your Loan Agreement. We will never charge you any "hidden fees" that are not fully disclosed in the Loan Agreement or the Loan Cost & Terms. If you don't make a payment on time we will attempt to contact you via one or more authorized methods. We adhere to the principles of the federal Fair Debt Collection Practices Act (FDCPA).

Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your loan in accordance with its terms, we may place your loan with or sell your loan to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt. 1First-time Atoske customers typically qualify for an installment loan of $500 to $1,000, with an APR of 299.17% to 373.97%. A $700 loan from Atoske Loans would require 14 bi-weekly installments of $116.63, including $932.70 of interest and an APR of 364.00%. After the 14th successful payment, your loan would be paid in full. Refer to Loan Cost & Terms for additional details.

*In most cases, applications that are received and can be verified prior to 6:00 p.m. Eastern Time (Monday - Friday) will be funded the next business banking day (excluding weekends and bank holidays). Applications received after 6:00 p.m. Eastern Time (Monday - Friday) may require an additional business banking day to fund. In some cases, we may not be able to verify your application information and may